Business insurance.
For what you’re building.

General liability can help with covered third-party injury or property damage claims. A business owners policy (BOP) combines certain coverages for eligible businesses. Ask which property, liability and business interruption protections are included.

Discuss your premises, equipment and inventory, whether you own or lease. Business interruption coverage may help with certain lost income and expenses after a covered event, subject to the policy’s triggers, limits and waiting periods.

Your employees, payroll and work activities matter. Bring those details so we can discuss workers’ compensation options and the requirements that may apply to your business.

If you provide advice or services, ask about errors-and-omissions coverage. If you store customer data or rely on digital systems, discuss cyber coverage. These address different risks and are not automatically included in every business policy.

Tell us about owned, rented and employee-owned vehicles used for work. We can discuss commercial auto and whether hired or non-owned auto coverage is appropriate. A BOP does not replace a commercial auto policy.